PriorityMedicare Key (HMO-POS)
$0.00
Monthly Premium
PriorityMedicare Key (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by Priority Health
Plan ID: H2320-022-003
$0.00
Monthly Premium
Michigan Medicare beneficiaries may want to consider reviewing their Medicare Advantage (Medicare Part C) plan options. A Medicare Advantage plan combines your Original Medicare (Part A and Part B) benefits into a single plan.
Most Medicare Advantage plans cover prescription drugs, and many plans may offer other extra benefits Original Medicare doesn’t cover.
Learn more about Michigan Medicare Advantage plans like the one below and find a plan that offers the benefits you want at an affordable price.
Basic Costs and Coverage
| Coverage | Details |
|---|---|
| Monthly plan premium | $0.00 |
| Vision coverage | |
| Dental coverage | |
| Hearing coverage | |
| Prescription drugs | |
| Medical deductible | $0.00 |
| Out-of-pocket maximum | $5,500.00 |
| Initial drug coverage limit | $0.00 |
| Catastrophic drug coverage limit | $8,000.00 |
| Primary care doctor visit | In-Network: Doctor Office Visit: Copayment for Primary Care Office Visit $0.00 to 10.00 POS (Out-of-Network): Doctor Office Visit: Coinsurance for Medicare Covered Primary Care Office Visit 50%. Deductible may apply |
| Specialty doctor visit | In-Network: Doctor Specialty Visit: Copayment for Physician Specialist Office Visit $0.00 to $45.00 POS (Out-of-Network): Doctor Specialty Visit: Coinsurance for Medicare Covered Physician Specialist Office Visit 50%. Deductible may apply. Prior Authorization may be required for Doctor Specialty Visit. |
| Inpatient hospital care | In-Network: Acute Hospital Services: $320.00 per day for days 1 to 7 $0.00 per day for days 8 to 90 Out-of-Network: Coinsurance for Acute Hospital Services per Stay 50% Prior Authorization may be required for Acute Hospital Services |
| Urgent care | Urgent Care: Copayment for Urgent Care $50.00 Worldwide Coverage: Copayment for Worldwide Urgent Coverage $50.00 Copayment for Medicare Covered Urgent Care waived if you are admitted to hospital within 24 hours |
| Emergency room visit | Emergency Care: Copayment for Emergency Care $120.00 Copayment for Medicare Covered Emergency Care waived if you are admitted to the hospital within 24 hours. Worldwide Coverage: Copayment for Worldwide Emergency Coverage $120.00 Copayment for Medicare Covered Emergency Care waived if you are admitted to the hospital within 24 hours. Copayment for Worldwide Emergency Transportation $270.00 |
| Ambulance transportation | In-Network: Ground Ambulance: Copayment for Ground Ambulance Services $270.00 Air Ambulance: Copayment for Air Ambulance Services $270.00 POS (Out-of-Network): Ground Ambulance: Copayment for Ground Ambulance Services $270.00 Air Ambulance: Copayment for Air Ambulance Services $270.00 Please see Evidence of Coverage for Prior Authorization rules |
Health Care Services and Medical Supplies
PriorityMedicare Key (HMO-POS) covers a range of additional benefits. Learn more about PriorityMedicare Key (HMO-POS) benefits, some of which may not be covered by Original Medicare (Part A and Part B).
| Coverage | Details |
|---|---|
| Chiropractic services | In-Network: Chiropractic Services: Copayment for Medicare-covered Chiropractic Services $20.00 Copayment for Routine Care $20.00
POS (Out-of-Network): Chiropractic Services: Coinsurance for Medicare Covered Chiropractic Services 50% Deductible does apply |
| Diabetes supplies, training, nutrition therapy and monitoring | In-Network: Diabetic Supplies and Services: Copayment for Medicare-covered Diabetic Supplies $0.00 Copayment for Medicare-covered Diabetic Therapeutic Shoes or Inserts $0.00 Diabetic Supplies and Services limited to those from specified manufacturers when obtained from a retail or mail order pharmacy (Please see Evidence of Coverage) POS (Out-of-Network): Diabetic Supplies and Services: Coinsurance for Medicare Covered Diabetic Supplies and Services 50% Prior Authorization may be required. |
| Durable medical equipment (DME) | In-Network: Durable Medical Equipment: Coinsurance for Medicare-covered Durable Medical Equipment 20% POS (Out-of-Network): Durable Medical Equipment: Coinsurance for Medicare-covered Durable Medical Equipment 30%. Deductible does apply Prior Authorization may be required for Durable Medical Equipment. |
| Diagnostic tests, lab and radiology services, and X-rays | In-Network: Outpatient Diag Procs/Tests/Lab Services: Copayment for Medicare-covered Diagnostic Procedures/Tests $10.00 Copayment for Medicare-covered Lab Services $0.00 to $10.00 Outpatient Diag/Therapeutic Rad Services: Copayment for Medicare-covered Diagnostic Radiological Services $160.00 Copayment for Medicare-covered Therapeutic Radiological Services $25.00 Copayment for Medicare-covered X-Ray Services $35.00 POS (Out-of-Network) 50% per day, per provider, for Outpatient Diag Procs/Tests/Lab Services. 50% per day, per provider for Outpatient Diag/Therapeutic Rad Services. Deductible does apply Prior Authorization may be required for Outpatient Diag Procs/Tests/Lab Services /Outpatient Diag/Therapeutic Rad Services |
| Home health care | In-Network: Home Health Services: Copayment for Medicare-covered Home Health Services $0.00 POS (Out-of-Network:) Home Health Services: Copayment for Medicare-covered Home Health Services $0.00. Deductible does apply Prior Authorization may be required for Home Health Services. |
| Mental health inpatient care | In-Network: Psychiatric Hospital Services: $275.00 per day for days 1 to 6 $0.00 per day for days 7 to 90 Out-of-Network: Coinsurance for Psychiatric Hospital Services per Stay 50% Prior Authorization may be required for Psychiatric Hospital Services |
| Mental health outpatient care | In-Network: Outpatient Mental Health Services: Copayment for Medicare-covered Individual Sessions $20.00 Copayment for Medicare-covered Group Sessions $20.00 POS (Out-of-Network): Outpatient Mental Health Services: Coinsurance for Medicare Covered Individual Sessions 50% Coinsurance for Medicare Covered Group Sessions 50% Deductible does apply |
| Outpatient services/surgery | In-Network: Outpatient Hospital Services: Copayment for Medicare Covered Outpatient Hospital Services $0.00 to $290.00 Outpatient Observation Services: Copayment for Medicare Covered Observation Services - Per stay $120.00 Ambulatory Surgical Center Services: Copayment for Ambulatory Surgical Center Services $290.00 POS (Out-of-Network): Outpatient Hospital and ASC Services: Coinsurance for Medicare Covered Ambulatory Surgical Center Services 50% Coinsurance for Medicare Covered Outpatient Hospital Services 50% Deductible does apply Prior Authorization may be required for Outpatient Hospital Services and Ambulatory Surgical Center Services |
| Outpatient substance abuse care | In-Network: Outpatient Substance Abuse Services: Copayment for Medicare-covered Individual Sessions $20.00 Copayment for Medicare-covered Group Sessions $20.00 POS (Out-of-Network): Outpatient Substance Abuse Services: Coinsurance for Medicare Covered Individual or Group Sessions 50% Deductible does apply |
| Over-the-counter items | In-Network: Over-The-Counter (OTC) PLUS: Copayment for Over-The-Counter (OTC) PLUS Items $0.00 You have a $74 allowance per quarter to use on OTC items. If eligible, this allowance can be used on healthy food and produce. Maximum Plan Benefit of $74.00 every three months |
| Podiatry services | In-Network: Podiatry Services: Copayment for Medicare-Covered Podiatry Services $0.00 to $45.00 POS (Out-of-Network): Podiatry Services: Coinsurance for Medicare Covered Podiatry Services 50% Deductible does apply |
| Skilled Nursing Facility (SNF) care | In-Network: Skilled Nursing Facility Services: $0.00 per day for days 1 to 20 $203.00 per day for days 21 to 100 (POS) Out-of-Network: 50% coinsurance per stay. Deductible does apply Prior Authorization may be required for Skilled Nursing Facility Services |
Dental Benefits
The following dental services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
| Coverage | Details |
|---|---|
| Dental care | In-Network: Medicare Covered Dental Services: Copayment for Medicare-covered Benefits $0.00 to $290.00 Routine (Non Medicare-covered) Dental: $0 copay for two exams, two cleanings (regular or periodontal), one set of bitewing x-rays, one brush biopsy per year. A $2,500 allowance to use towards simple (non-surgical extractions), fillings, crown repairs, and anesthesia when used in conjunction with the other services (see EOC for more details). Maximum Plan Benefit of $2500.00 every year for Non Medicare-covered comprehensive. POS (Out-of-Network): Medicare Covered Dental Services: Coinsurance for Medicare Covered Comprehensive Dental 50%. Deductible does apply Prior Authorization may be required for Medicare-covered Dental. |
Vision Benefits
The following vision services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
| Coverage | Details |
|---|---|
| Vision benefits | In-Network: Medicare Covered Vision Services: $0 for annual glaucoma screenings. $0 for Medicare-covered eyewear after cataract surgery. $45 for each Medicare-covered exam to diagnose and treat diseases or conditions of the eye. $0 for annual diabetic retinopathy screening. Routine (Non-Medicare) Eye Exams & Eyewear $0 copay for annual routine vision exam $0 annual retinal imaging $100 eyewear allowance to use towards eyeglasses (lenses and frames). POS (Out-of-Network): Routine (Non-Medicare) Eye Exams & Eyewear Up to $50 reimbursement for routine eye exam Up to $20 reimbursement for routine retinal imaging Up to $100 reimbursement towards eyeglasses (lenses and frames). Deductible does not apply. Medicare Covered Vision Care 50% Coinsurance for Medicare Covered vision care. Deductible does apply. |
Hearing Benefits
The following hearing services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
| Coverage | Details |
|---|---|
| Hearing benefits | In-Network: Hearing Exams: Copayment for Medicare Covered Benefits $0.00 to $45.00 Copayment for Routine Hearing Exams $0.00 Maximum 1 visit every year Copayment for Fitting/Evaluation for Hearing Aid $0.00 Hearing Aids: Copayment for Hearing Aids $295.00 to $1495.00 Maximum 2 Hearing Aids every year POS (Out-of-Network): Medicare Covered Hearing Services: Coinsurance for Medicare Covered Hearing Exams 50% |
Preventive Services and Health/Wellness Education Programs
The following services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
| Coverage | Details |
|---|---|
| Preventive services and health/wellness education programs | In-Network: $0.00 copay for Medicare Covered Preventive Services: Abdominal aortic aneurysm screening Alcohol misuse screenings & counseling Bone mass measurements (bone density) Cardiovascular disease screenings Cardiovascular disease (behavioral therapy) Cervical & vaginal cancer screening Colorectal cancer screenings Depression screenings Diabetes screenings Diabetes self-management training Glaucoma tests Hepatitis B (HBV) infection screening Hepatitis C screening test HIV screening Lung cancer screening Mammograms (screening) Nutrition therapy services Obesity screenings & counseling One-time Welcome to Medicare preventive visit Prostate cancer screenings(PSA) Sexually transmitted infections screening & counseling Shots:
Yearly "Wellness" visit POS (Out-of-Network): Medicare-covered Zero Dollar Preventive Services: Coinsurance for Medicare Covered Medicare-covered Preventive Services 50% Deductible does apply |
When reviewing Michigan Medicare plans, be sure to find out if your doctors are part of the plan network. If a Medicare Advantage plan covers prescription drugs, make sure the plan formulary (list of drugs covered by the plan) includes your drugs.
You may be able to find plans in your part of Michigan that offer similar benefits at similar or lower prices than the plan above. Call 1-800-557-6059 TTY 711, 24/7 to speak with a licensed insurance agent who can help you compare plans.
Plan Documents
| Links to plan documents |
Michigan Counties Served
We represent carriers such as Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
