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Medicare Advantage Plans in Durham County, NC
Looking for Medicare Advantage plans in Durham County? Enter your ZIP below to compare affordable monthly premium plans in your area.
Durham County, NC, is home to 65 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in North Carolina or call to speak with a licensed insurance agent who can help you compare Durham County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
Enrollment may be limited to certain times of the year. See why you may be able to enroll.
2025 Medicare Advantage plans in Durham County
| 2025 Medicare Advantage Plans in Durham | |
|---|---|
| Number of unique plans | 65 |
| Average monthly premium | $11.47 |
| Average (in-network) out-of-pocket maximum | $7,340.77 |
| Average Medicare Star Rating* | 3.88 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in Durham is $11.47 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Durham County have an average Medicare Star Rating of 3.88 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in North Carolina or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. 2025 Star Ratings have not yet been released but will be updated on this page as soon as the data is available.
List of Medicare Advantage plans in Durham County
The following table includes cost information and other plan details for Medicare Advantage plans available in Durham in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage Access from UHC NC-23 (PPO) | H2001-084-000 | $247.00 | $570.00 | $3,000.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC NC-0003 (PPO) | H2001-101-000 | $0.00 | $420.00 | $7,500.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC NC-0007 (HMO-POS) | H5253-039-000 | $0.00 | $340.00 | $5,900.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC NC-0010 (HMO-POS) | H5253-102-000 | $49.00 | $340.00 | $4,900.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC NC-0015 (HMO-POS) | H5253-117-000 | $0.00 | $255.00 | $3,900.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC NC-0016 (PPO) | H2406-034-000 | $46.00 | $420.00 | $3,800.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC NC-0017 (PPO) | H2406-098-000 | $0.00 | $420.00 | $5,500.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC NC-14 (HMO-POS) | H5253-110-000 | $0.00 | $570.00 | $8,900.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) | H5253-040-000 | $0.00 | N/A | $7,900.00 | No | 4 out of 5 stars |
| Aetna Medicare Assure (HMO D-SNP) | H3146-002-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Assure Flex (HMO D-SNP) | H3146-018-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Assure Primary (HMO D-SNP) | H3146-022-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Dual Choice (PPO D-SNP) | H5521-538-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Eagle (PPO) | H5521-241-000 | $0.00 | N/A | $6,750.00 | No | 4.5 out of 5 stars |
| Aetna Medicare Premier (PPO) | H5521-609-000 | $0.00 | $250.00 | $6,750.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Primary (HMO) | H3146-021-000 | $0.00 | $0.00 | $6,350.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Value (HMO-POS) | H3146-004-000 | $0.00 | $0.00 | $4,900.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Value Plus (HMO) | H3146-006-000 | $15.00 | $250.00 | $5,500.00 | Yes | 4 out of 5 stars |
| Blue Medicare Enhanced (HMO-POS) | H3449-024-001 | $19.00 | $0.00 | $3,150.00 | Yes | 4.5 out of 5 stars |
| Blue Medicare Essential (HMO) | H3449-027-001 | $0.00 | $590.00 | $8,300.00 | Yes | 4.5 out of 5 stars |
| Blue Medicare Essential Plus (HMO-POS) | H3449-023-001 | $0.00 | $375.00 | $3,500.00 | Yes | 4.5 out of 5 stars |
| Blue Medicare Freedom+ (PPO) | H3404-004-000 | $0.00 | N/A | $9,350.00 | No | 4.5 out of 5 stars |
| Blue Medicare Medical Only (HMO-POS) | H3449-012-000 | $0.00 | N/A | $3,900.00 | No | 4.5 out of 5 stars |
| Blue Medicare PPO Enhanced (PPO) | H3404-003-001 | $25.00 | $0.00 | $5,900.00 | Yes | 4.5 out of 5 stars |
| Cigna Courage Medicare (HMO) | H9725-005-000 | $0.00 | N/A | $6,750.00 | No | 4 out of 5 stars |
| Cigna Preferred Medicare (HMO) | H9725-009-004 | $0.00 | $0.00 | $3,750.00 | Yes | 4 out of 5 stars |
| Cigna Preferred Plus Medicare (HMO) | H9725-006-000 | $11.00 | $0.00 | $4,150.00 | Yes | 4 out of 5 stars |
| Cigna Preferred Savings Medicare (HMO) | H9725-015-004 | $0.00 | $0.00 | $6,700.00 | Yes | 4 out of 5 stars |
| Cigna Preferred Select Medicare (HMO) | H9725-014-000 | $0.00 | $0.00 | $4,000.00 | Yes | 4 out of 5 stars |
| Cigna TotalCare (HMO D-SNP) | H9725-003-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| Cigna TotalCare Plus (HMO D-SNP) | H9725-013-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| Experience Health Medicare Advantage (HMO) | H3777-001-002 | $25.00 | $0.00 | $3,900.00 | Yes | 4 out of 5 stars |
| Healthy Blue + Medicare (HMO-POS D-SNP) | H9147-001-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana Dual Select H1036-307 (HMO D-SNP) | H1036-307-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| Humana Dual Select H5525-072 (PPO D-SNP) | H5525-072-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana Full Access R0110-005 (Regional PPO) | R0110-005-000 | $128.00 | $480.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | H1036-308-000 | $0.00 | $450.00 | $9,350.00 | Yes | 4 out of 5 stars |
| Humana Gold Plus Giveback H1036-318 (HMO-POS) | H1036-318-000 | $0.00 | $450.00 | $9,350.00 | Yes | 4 out of 5 stars |
| Humana Gold Plus H1036-291 (HMO-POS) | H1036-291-000 | $0.00 | $250.00 | $6,750.00 | Yes | 4 out of 5 stars |
| Humana Gold Plus H6622-060 (HMO-POS) | H6622-060-000 | $0.00 | $350.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) | H1036-167-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5525-065-000 | $0.00 | N/A | $9,350.00 | No | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (Regional PPO) | R0110-006-000 | $0.00 | N/A | $9,350.00 | No | 3.5 out of 5 stars |
| HumanaChoice Giveback H5525-035 (PPO) | H5525-035-000 | $0.00 | $450.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-211 (PPO) | H5216-211-000 | $66.00 | $350.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5525-049 (PPO) | H5525-049-000 | $31.00 | $350.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5525-050 (PPO) | H5525-050-000 | $0.00 | $350.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5525-070 (PPO) | H5525-070-000 | $51.20 | $590.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5525-083 (PPO) | H5525-083-000 | $0.00 | $450.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice R0110-004 (Regional PPO) | R0110-004-000 | $0.00 | N/A | $7,550.00 | No | 3.5 out of 5 stars |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) | H5525-036-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Complete Care NC-28 (HMO-POS C-SNP) | H5253-189-000 | $0.00 | $255.00 | $3,900.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete NC-D001 (HMO-POS D-SNP) | H5253-041-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete NC-S001 (PPO D-SNP) | H1889-005-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete NC-S2 (PPO D-SNP) | H1889-034-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) | H5253-184-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete NC-V001 (HMO-POS D-SNP) | H5253-116-000 | $0.00 | $0.00 | $4,500.00 | Yes | 4 out of 5 stars |
| Wellcare Assist Open (PPO) | H1914-009-000 | $32.20 | $500.00 | $4,200.00 | Yes | 3.5 out of 5 stars |
| Wellcare Dual Access (HMO-POS D-SNP) | H4073-002-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Wellcare Dual Liberty Open (PPO D-SNP) | H1914-008-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Wellcare Dual Reserve (HMO-POS D-SNP) | H4073-003-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Wellcare Giveback Open (PPO) | H1914-010-000 | $0.00 | $410.00 | $8,300.00 | Yes | 3.5 out of 5 stars |
| Wellcare Patriot Giveback Open (PPO) | H1914-011-000 | $0.00 | N/A | $8,850.00 | No | 3.5 out of 5 stars |
| Wellcare Simple (HMO-POS) | H4073-001-000 | $0.00 | $420.00 | $3,500.00 | Yes | 3.5 out of 5 stars |
| Wellcare Simple Open (PPO) | H1914-007-000 | $0.00 | $420.00 | $4,200.00 | Yes | 3.5 out of 5 stars |