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Medicare Advantage Plans in Saint Joseph County, MI
Looking for Medicare Advantage plans in Saint Joseph County? Enter your ZIP below to compare affordable monthly premium plans in your area.
Saint Joseph County, MI, is home to 50 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in Michigan or call to speak with a licensed insurance agent who can help you compare Saint Joseph County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
Enrollment may be limited to certain times of the year. See why you may be able to enroll.
2025 Medicare Advantage plans in Saint Joseph County
| 2025 Medicare Advantage Plans in Saint Joseph | |
|---|---|
| Number of unique plans | 50 |
| Average monthly premium | $26.26 |
| Average (in-network) out-of-pocket maximum | $6,175.48 |
| Average Medicare Star Rating* | 3.69 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in Saint Joseph is $26.26 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Saint Joseph County have an average Medicare Star Rating of 3.69 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Michigan or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. 2025 Star Ratings have not yet been released but will be updated on this page as soon as the data is available.
List of Medicare Advantage plans in Saint Joseph County
The following table includes cost information and other plan details for Medicare Advantage plans available in Saint Joseph in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MI-0001 (PPO) | H0294-017-000 | $0.00 | $495.00 | $6,700.00 | Yes | 3 out of 5 stars |
| AARP Medicare Advantage from UHC MI-0002 (PPO) | H0294-018-000 | $32.00 | $420.00 | $4,100.00 | Yes | 3 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO) | H0294-022-000 | $0.00 | N/A | $6,700.00 | No | 3 out of 5 stars |
| Aetna Medicare Assure Premier (HMO D-SNP) | H3192-007-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Assure Premier (PPO D-SNP) | H5521-505-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Eagle (PPO) | H5521-286-000 | $0.00 | N/A | $4,900.00 | No | 4.5 out of 5 stars |
| Aetna Medicare Enhanced Select (PPO) | H5521-386-000 | $166.00 | $590.00 | $1,500.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Gold (PPO) | H5521-607-000 | $57.00 | $590.00 | $5,500.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Premier (HMO-POS) | H3192-011-000 | $0.00 | $590.00 | $5,500.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Premier (PPO) | H5521-194-000 | $11.00 | $590.00 | $3,900.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare SmartFit (PPO) | H5521-407-000 | $0.00 | $590.00 | $4,700.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Value (PPO) | H5521-219-000 | $0.00 | $590.00 | $4,900.00 | Yes | 4.5 out of 5 stars |
| BCN Advantage Elements (HMO-POS) | H5883-001-002 | $0.00 | N/A | $4,500.00 | No | 4.5 out of 5 stars |
| BCN Advantage HMO-POS Classic (HMO-POS) | H5883-002-002 | $106.00 | $0.00 | $3,800.00 | Yes | 4.5 out of 5 stars |
| BCN Advantage HMO-POS Prestige (HMO-POS) | H5883-003-002 | $237.00 | $0.00 | $3,400.00 | Yes | 4.5 out of 5 stars |
| BCN Advantage HMO-POS Prime Value (HMO-POS) | H5883-014-002 | $0.00 | $0.00 | $4,200.00 | Yes | 4.5 out of 5 stars |
| Humana Dual Select H5216-385 (PPO D-SNP) | H5216-385-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana Full Access Giveback H5216-306 (PPO) | H5216-306-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana Full Access H5216-011 (PPO) | H5216-011-000 | $50.00 | $0.00 | $5,900.00 | Yes | 3.5 out of 5 stars |
| Humana Full Access H5216-380 (PPO) | H5216-380-000 | $19.30 | $200.00 | $6,750.00 | Yes | 3.5 out of 5 stars |
| Humana Full Access H5216-384 (PPO) | H5216-384-000 | $0.00 | $250.00 | $5,900.00 | Yes | 3.5 out of 5 stars |
| Humana Full Access R0110-014 (Regional PPO) | R0110-014-000 | $65.00 | $590.00 | $6,750.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Choice H8145-006 (PFFS) | H8145-006-000 | $38.00 | $590.00 | N/A | Yes | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-190-000 | $0.00 | N/A | $6,750.00 | No | 3.5 out of 5 stars |
| Humana USAA Honor Giveback with Rx (PPO) | H5216-305-000 | $0.00 | $350.00 | $8,850.00 | Yes | 3.5 out of 5 stars |
| Humana Value Plus H5216-382 (PPO) | H5216-382-000 | $20.90 | $250.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | H5216-375-000 | $0.00 | $200.00 | $6,750.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice R0110-013 (Regional PPO) | R0110-013-000 | $0.00 | N/A | $6,750.00 | No | 3.5 out of 5 stars |
| HumanaChoice SNP-DE H5216-388 (PPO D-SNP) | H5216-388-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Medicare Plus Blue + Meijer (PPO) | H9572-007-002 | $0.00 | $0.00 | $6,750.00 | Yes | 4.5 out of 5 stars |
| Medicare Plus Blue PPO Assure (PPO) | H9572-003-002 | $248.00 | $0.00 | $3,425.00 | Yes | 4.5 out of 5 stars |
| Medicare Plus Blue PPO Essential (PPO) | H9572-004-002 | $0.00 | $0.00 | $6,250.00 | Yes | 4.5 out of 5 stars |
| Medicare Plus Blue PPO Part B Credit (PPO) | H9572-006-002 | $0.00 | $0.00 | $6,550.00 | Yes | 4.5 out of 5 stars |
| Medicare Plus Blue PPO Signature (PPO) | H9572-001-002 | $113.00 | $0.00 | $4,700.00 | Yes | 4.5 out of 5 stars |
| Medicare Plus Blue PPO Vitality (PPO) | H9572-002-002 | $64.00 | $0.00 | $5,000.00 | Yes | 4.5 out of 5 stars |
| UHC Complete Care MI-3 (PPO C-SNP) | H0294-048-000 | $26.60 | $590.00 | $6,700.00 | Yes | 3 out of 5 stars |
| UHC Dual Complete MI-S001 (PPO D-SNP) | H2001-039-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete MI-S002 (HMO-POS D-SNP) | H2247-001-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| UHC Dual Complete MI-S3 (HMO D-SNP) | H2247-004-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| UHC Dual Complete MI-V001 (HMO-POS D-SNP) | H2247-003-000 | $0.00 | $0.00 | $6,700.00 | Yes | 3 out of 5 stars |
| Wellcare Assist (HMO-POS) | H5475-038-000 | $16.20 | $520.00 | $5,000.00 | Yes | 3 out of 5 stars |
| Wellcare Dual Access (HMO-POS D-SNP) | H5475-001-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| Wellcare Dual Access Open (PPO D-SNP) | H2117-002-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| Wellcare Dual Reserve (HMO-POS D-SNP) | H5475-039-000 | $0.00 | $0.00 | $4,200.00 | Yes | 3 out of 5 stars |
| Wellcare Giveback (HMO-POS) | H5475-031-000 | $0.00 | $420.00 | $7,550.00 | Yes | 3 out of 5 stars |
| Wellcare Low Premium (HMO-POS) | H5475-024-000 | $16.00 | $420.00 | $4,800.00 | Yes | 3 out of 5 stars |
| Wellcare Low Premium Open (PPO) | H2117-005-000 | $27.00 | $420.00 | $5,000.00 | Yes | 3 out of 5 stars |
| Wellcare Patriot Giveback Open (PPO) | H2117-003-000 | $0.00 | N/A | $5,000.00 | No | 3 out of 5 stars |
| Wellcare Simple (HMO-POS) | H5475-026-000 | $0.00 | $420.00 | $4,600.00 | Yes | 3 out of 5 stars |
| Wellcare Simple Open (PPO) | H2117-001-000 | $0.00 | $420.00 | $5,000.00 | Yes | 3 out of 5 stars |