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Medicare Advantage Plans in Montgomery County, MD
Looking for Medicare Advantage plans in Montgomery County? Enter your ZIP below to compare affordable monthly premium plans in your area.
Montgomery County, MD, is home to 20 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in Maryland or call to speak with a licensed insurance agent who can help you compare Montgomery County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
2025 Rockville and Gaithersburg Medicare Advantage Plans
The wide range of Medicare Advantage plans in Rockville and Gaithersburg in 2025 includes plan types such as HMO, PPO and SNP plans.
2025 Medicare Advantage plans in Rockville – whatever plan type they are – combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan. Medicare Advantage plans may also offer additional benefits Part A and B don't cover.
These additional benefits may include things like prescription drug coverage, dental, hearing, vision and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.
You can get help comparing Medicare Advantage plans in Rockville, Gaithersburg and all across Montgomery County by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2025 Montgomery County Medicare Advantage plans below.
2025 Medicare Advantage plans in Montgomery County
| 2025 Medicare Advantage Plans in Montgomery | |
|---|---|
| Number of unique plans | 20 |
| Average monthly premium | $18.84 |
| Average (in-network) out-of-pocket maximum | $7,762.50 |
| Average Medicare Star Rating* | 3.95 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in Montgomery is $18.84 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Montgomery County have an average Medicare Star Rating of 3.95 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Maryland or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. 2025 Star Ratings have not yet been released but will be updated on this page as soon as the data is available.
List of Medicare Advantage plans in Montgomery County
The following table includes cost information and other plan details for Medicare Advantage plans available in Montgomery in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MD-0001 (PPO) | H2406-083-000 | $0.00 | $495.00 | $8,900.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC MD-0002 (PPO) | H2406-084-000 | $50.00 | $420.00 | $7,900.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx DC-MA01 (PPO) | H2406-085-000 | $0.00 | N/A | $8,900.00 | No | 4 out of 5 stars |
| Aetna Medicare Connect Plus (HMO-POS) | H3931-097-000 | $67.00 | $250.00 | $7,500.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Eagle (PPO) | H5521-480-000 | $0.00 | N/A | $6,750.00 | No | 4.5 out of 5 stars |
| Aetna Medicare Value Plus (PPO) | H5521-482-000 | $17.70 | $590.00 | $6,750.00 | Yes | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-386-001 | $0.00 | N/A | $6,750.00 | No | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-379-000 | $0.00 | N/A | $6,750.00 | No | 3.5 out of 5 stars |
| HumanaChoice H5216-376 (PPO) | H5216-376-000 | $25.00 | $505.00 | $7,550.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-387 (PPO) | H5216-387-001 | $65.00 | $265.00 | $7,550.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice SNP-DE H5216-377 (PPO D-SNP) | H5216-377-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage Care Plus MD (HMO-POS) | H2172-014-000 | $27.00 | $150.00 | $7,500.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage High MD (HMO-POS) | H2172-002-000 | $104.00 | $0.00 | $5,700.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage Liberty (HMO) | H2172-005-000 | $0.00 | N/A | $5,900.00 | No | 4.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage Standard MD (HMO-POS) | H2172-004-000 | $21.00 | $0.00 | $6,900.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Medicare Advantage Value MD (HMO) | H2172-011-000 | $0.00 | $0.00 | $7,200.00 | Yes | 4.5 out of 5 stars |
| UHC Dual Complete MD-Q001 (HMO-POS D-SNP) | H7464-012-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete MD-S001 (HMO-POS D-SNP) | H3794-007-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete MD-S002 (HMO D-SNP) | H7464-008-001 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete MD-V001 (HMO-POS D-SNP) | H7464-011-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
Fall Medicare open enrollment in Rockville and Gaithersburg
The 2024 Medicare open enrollment period lasts from October 15 until December 7.
Fall Medicare open enrollment is an important time of year for Medicare beneficiaries in Rockville, Gaithersburg, Tacoma Park, Chevy Chase and all across Montgomery County. Depending on your circumstances, this may be the only time of year to make changes to your 2025 Medicare coverage.
Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2025 Medicare Advantage plans in Rockville.